Smart spending for the digital age
From biometric cards to AI-powered payments, experience the future of financial transactions with Chronos Smart Spending.
Everything you need to spend smarter
Integrated tools that work together to give you complete control over your financial life.
Biometric Cards
Highly secured expense management solutions
- Fingerprint authentication
- Real-time fraud detection
- Contactless payments
- Global acceptance
- Instant card controls
TickPay
Buy now, pay later anywhere any time.
- AI credit decisions
- Flexible payment terms
- No hidden fees
- Credit building
Payments
Global payment processing with instant settlements
- Instant transfers
- Multi-currency support
- QR code payments
- Split bills
- Recurring payments
Analytics
Financial insights and reporting powered by AI
- Spending categorization
- Budget tracking
- Trend analysis
- Custom reports
- Predictive insights
Investments
AI-powered investment platform with zero commissions
- Commission-free trading
- Fractional shares
- Auto-investing
- Portfolio rebalancing
- Tax optimization
Insurance
Comprehensive coverage options tailored to your lifestyle
- Travel insurance
- Device protection
- Purchase protection
- Identity theft coverage
- Instant claims
Crypto
Trade cryptocurrencies securely with institutional-grade security
- 50+ cryptocurrencies
- Cold storage security
- DeFi integration
- Staking rewards
- Tax reporting
Powered by artificial intelligence
Every transaction is enhanced by AI that learns from your behavior and helps you make better financial decisions.
Instant Decisions
AI makes spending decisions in milliseconds, approving or declining transactions based on your patterns.
Global Acceptance
Use your Chronos card anywhere in the world with real-time currency conversion and no foreign fees.
Smart Budgeting
Automatically categorize expenses and set intelligent spending limits that adapt to your lifestyle.
Goal-Based Saving
Round up purchases and automatically save towards your financial goals with every transaction.